The finance function is changing. Here’s how we’re changing with it
AI is now firmly on the agenda for growing businesses. Most SME founders know they cannot ignore it. They hear about AI in board meetings, webinars, LinkedIn posts, podcasts and investor conversations. There is a growing sense that businesses that fail to understand it will fall behind. But knowing AI matters is not the same […]
AI risks every CFO needs to understand – and what to do about them
AI is already embedded in most businesses. Not in a big, transformational way but in lots of small, everyday decisions: The challenge is that governance has not kept up, and that creates risk. We recently recorded a podcast episode with Rebecca Steer from Keystone Law, where we talked about the legal and commercial realities of […]
5 Financial Ratios Every SME Founder Should Track to Protect Business Health
Running a growing Small to Medium sized Enterprise (SME) can feel heroic. You are making big decisions daily, balancing growth with risk and keeping the whole operation moving. But even the most capable founder should not rely on instinct alone. Your real business superpower lies in understanding your financial ratios. These five essential financial ratios […]
Twelve Festive Finance Gifts for 2026
Between Christmas and New Year, business often slows to a gentler rhythm.There is space to think and breathe. For many founders, there is finally time to look at the numbers that usually sit on the back burner. This year we decided to share a Christmas gift with you. Twelve short but very useful clips from […]
5 Signs You Might Need a Finance Director (or Fractional FD)
A founder friendly guide for growing SMEs Growing a business is exciting, but there comes a moment where the numbers feel different. They get bigger. Faster. Harder to keep on top of. This is usually when founders begin wondering how to stay on top of it all. They start thinking about whether it might be […]
Turnover vs Profit and Why High Revenue Doesn’t Always Mean Business Success
Your sales are growing. Revenue looks great on paper. But when you check the bank account, there is no money left. If that sounds familiar to you as an SME founder, you are not alone. We see many founders who don’t understand how to stop confusing turnover with profit. While the difference may seem technical, […]
Cash is King: 7 Early Warning Signs Your Business is Heading for a Cash Flow Crisis
We have all heard the phrase “Cash is King”. But for many founders, its true meaning only hits home when the business is already in trouble. By then, it may be too late. The difference between survival and failure in business often comes down to how early you spot the warning signs. Cash flow issues […]
The Importance of Good Cash Flow Management in E-Commerce
Cash flow is the lifeblood of every business. Get it wrong and you’ll struggle, even if you’re profitable on paper. For e-commerce businesses, managing cash flow is even more critical. Platforms like Amazon, TikTok and Shopify create both opportunities and challenges. The ability to keep money moving smoothly often separates thriving businesses from those that […]
Is it ok to make a loss in business?
Is it OK to make a loss in business? And does a company always need to be profitable to be successful? Many business owners are faced with this question at some point. The instinctive answer might be “no”. After all, profit is usually the end goal. But in reality, there are times when running at […]
Working with different generations in your business
Have you encountered any issues when different generations work together? Or is the so-called Generation Gap not something that you’ve noticed when you recruit younger people into your team? People often talk about a generation gap and highlight the difficulties that different generations have working together. But why would that be? In the not-too-distant past, […]